the fee schedule conversion when you pay

The conversion charge when you pay is a spread added to the mid-market reference rate at authorisation, and it varies by what you spend and by plan. The schedule lists the spread for each option, ranging from 0.00% up to 1.49%, with a fixed +0.30% on one line [3]. A worked example on Plus: a €40.00 lunch paid with Bitcoin costs €40.40 worth of BTC at a 0.99% spread, while the same lunch paid with EURC costs €40.10 [3]. Figures apply from 1 October 2026, and 60 days' notice is given before any fee goes up or a new one is introduced [1].

Sources

• [3][1] The fee schedule.

Answered from the Velorin Pay knowledge base.

Follow-up questions

• The fee schedule. — Top-ups
• The fee schedule. — Cash at ATMs
• The fee schedule. — Limits

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