from coin to coffee in four steps

The question's phrase reflects the site's four-step overview: you verify once, move funds in, choose which balance pays first, and use the card [2]. Conversion at checkout works like this: the rate is quoted against the mid-market reference plus your plan's spread and the coin amount is reserved [1]. The quoted rate is held until the merchant finalises payment, for up to 7 days [1]. Tips or bill adjustments are converted at the same held rate, and the reservation is released afterwards [1].

Sources

• [2][1] From coin to coffee in four steps.

Answered from the Velorin Pay knowledge base.

Follow-up questions

• From coin to coffee in four steps. — Getting the card
• From coin to coffee in four steps. — Topping up
• From coin to coffee in four steps. — Spend order

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